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Damage caused by a runaway cow, paint-licking horses and a low-flying duck were among the bizarre insurance claims made by drivers this year.
More than 500 claims involving animals were made to the over-50s insurer Saga last year.
They included a driver who claimed £1,200 after returning from a walk in the Dartmoor National Park to discover 12 wild ponies licking the paint off his car.
Crunch time: It's not just other cars that get blamed for causing accidents
Another motorist suffered £800 of damage when a runaway cow (still attached to the post it had uprooted) escaped at an agricultural show.
One driver on his way to a wedding had a narrow escape when a deer jumped out in front of his car and he slammed on the brakes.
Unfortunately, he was then hit by a second deer which jumped out of the bushes, straight into the car, causing £2,000 of damage. Both deer escaped unharmed.
Another claim involved a motorist who was on his way to a boatyard when he spotted a low-flying duck. He swerved to avoid the mallard but ended up hitting a stone bridge.
The duck escaped but the car needed £1,500 of repairs.
But it was a cat which caused the most damage. It took an ill-judged nap inside the bonnet of the vehicle.
When the driver started the car, there was a strange noise. They saw the cat darting off, leaving behind £4,000 of damage in its wake.
Roger Ramsden, chief executive of Saga Services, says: 'It seems that just about anything can send a road trip into turmoil.'
Natu ral hazards: More than 500 claims involving animals were made to the over-50s insurer Saga last year
Source: Runaway cows, paint-licking horses and low-flying ducks: Craziest car insurance claims revealed
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